Foster Parent Insurance

As a foster parent, it is important that you understand your rights and responsibilities regarding insurance. FPSS Society is distributing information that will help you understand these rights and responsibilities. Please note that the BC Federation of Foster Parent Associations (BCFFPA) manages the Insurance Rider.

If you have any questions about Insurance for Foster Parents please contact BCFFPA 1-800-663-9999 and for additional information please visit

Reminder: To always contact your Resource Social Worker regarding insurance damage on any situation in your home.

Please see below insert from Foster Family Handbook (Referenced on the MCFD Publications page) Page 53.

Household and Tenant Insurance

All Family Care Homes must have household insurance; it is a requirement of their agreement with the ministry. The BCFFPA is funded to provide two types of home insurance coverage for foster families:

  • One policy automatically provides all foster parents with third-party liability insurance related to carrying out their foster care responsibilities. (Third-party liability insurance covers you if someone else makes a claim against you for unintentional bodily injury or property damage.) This insurance provides coverage regardless of what your own home insurance provides.
  • The other policy is a rider to your own home insurance, administered by the BCFFPA for all foster homes in the province. It extends your coverage to include theft of or damage to your property caused by a child in care. If such damage or theft occurs, the deductible on the policy may be reimbursed. If you don't already have household insurance, you should discuss this with your resource social worker. For details on the two types of insurance coverage offered by the BCFFPA for all approved foster parents contact the BCFFPA, or consult the links below for more detailed information:

Please visit for the most up-to-date insurance information.

2012 BCFFPA Logo

Mission Statement

The FPSS Foster Parent Support Services Society is a Grass Roots organization committed to
providing meaningful and accessible support, education and networking services which will continually enhance the skills and abilities of foster parents to deliver the best care possible to the children in their homes.


145 - 735 Goldstream Ave
Victoria, BC V9B 2X4
Tel: 1-888-922-8437 (toll free) Fax: 778-430-5463
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